How do I get the best deal on a rental car, and what about insurance?

I am going to Orlando for 4 days/3nights, and want to rent a car while I am there, but I want to get the best price I can. What is the best way to do that…tips/suggestions? I’m also a bit confused about the whole insurance issue, since this is my first time renting a car. I really don’t want to have to pay double just to get insurance if I don’t actually need it. Please explain.

Thanks!

Ex-Enterprise employee here.

First of all how old are you? If under 25 you almost have to rent Enterprise. Call to verify this. Other than that, cheapwise your best bet would probably be someone like Dollar. Your best bet for pricing would be to get online and make your reservation that way. To do otherwise leaves you at the mercy of the rental people. Travel websites often have pretty good deals.

Insurance. They will likely offer 3 options. Damage Waiver, Supplemental Liability Protection, and Personal Accident Insurance. The first covers the car, so any thing you do to the car is covered…up to wrecking it. SLP covers damage you might do to someone else’s property. PAI covers you and your belongings and anyone in the car. Your own insurance will cover you…unless you have Progressive(check on that). However, if you aren’t a solid driver it might be a good idea to go with Damage waiver if you’re concerned about someone bumping the car in a parking lot while you’re away or a shopping car hitting it or something. Do not get SLP or PAI.

If you have a credit card that says you are covered in a rental car…you are not. The credit card would only extend your credit limits to pay for the damage to the rental…you would then be stuck paying off the balance. Just as an FYI.

Leave a Reply