Uninsured Motorists Coverage, how much?

I just moved to Orlando and have the option of adding this. I’m planning on it seeing as I’m still making car payments and there are alot of people around here without insurance. I am asked how much coverage I want…I don’t know what to choose..any advice?

Many people are confused as to exactly what “uninsured motorist” insurance is. (In most USA states) It does not, as the name implies, cover damages to your vehicle if the other car in uninsured. It is only for injuries sustained to you or to your passengers in an accident with an uninsured motorist. How much coverage should you buy ? How much protection do you want ? Buy the most you can afford.
FYI; Your own collision coverage would pay for repairs to YOUR CAR in the event of an accident with someone without any insurance at all.

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