Young Drivers Car Insurance

Hunting for car insurance for young drivers? It is a great idea to discover as much as you can before comparing insurance quotes.

You could save a lot of time and effort, if you know what factors are influence young drivers car insurance rates. This is the key to finding cheap insurance.

It is astonishing that most people pay substantially more than they really need to for their car insurance . By far the most common mistake is not shopping around.

As we all know car insurance for young drivers can be really expensive. In order to find the best combination of good coverage and cheap insurance rates, you must go the extra mile.

One of the biggest problems young drivers face is their lack of driving history. Sadly, there is no quick-fix solution to this problem. The majority of insurance companies treat all young drivers the same way as a high risk. Statistics clearly show that because of their inexperience drivers under the age of twenty five are nearly 3 times more likely to be responsible for an accident than a driver aged sixty or over.

It is understandable why a lot of careful young drivers feel ‘penalized’ by the insurers. Paying up to five thousand dollars per year, for belonging to this ‘risky’ insurance group does seem unfair. Of course, there are things that can be done to help the situation. You can lower your insurance premiums if you maintain good grades at school, drive an “insurance friendly” vehicle and reduce your yearly mileage. Did you know that many insurance companies do offer a discount up to 25% for students who maintain a B average.

Every young driver needs to focus on establishing a good driving record. Keep in mind that even a single traffic violation may significantly set you back on your quest for better insurance rates. Many insurers will go as far as doubling your rates just because of one accident.

Paying close attention to the driving habits and behaviour of young drivers on the road is a fantastic idea for parents. Accidents can be avoided if careful driving practices are encouraged.

Make sure you check if your state has any regulations and safety laws which apply to young drivers. For example, there are night driving restrictions in California and Florida, and passengers restrictions in Georgia and New Jersey.

Most states will also require you to complete a certain number of hours in an education course before you can apply for drivers license.

Compare great deals on insurance quotes for young drivers now and see how much you could be saving!